About Us
About US
Who We Are
Wuhan Rural Commercial Bank is a shareholding commercial bank incorporated in the way of consolidation from the former Wuhan Rural Credit Cooperatives, Credit Cooperative of China, and has been the first shareholding commercial bank among 19 cities at the deputy provincial level in China.
In April 2008, the preparation leading group of Wuhan Rural Commercial Bank was formally established at the specialized conference of the People's Government of Wuhan; In August 2008, the preparation scheme of restructuring Wuhan Rural Credit Cooperatives into Rural Commercial Bank had been submitted to and approved by the State Council, which made it the first Rural Commercial Bank at the deputy provincial level in China. In March 2009, China Banking Regulatory Commission officially approved to establish Wuhan Rural Commercial Bank; on August 28th, China Banking Regulatory Commission had officially approved the opening of Wuhan Rural Commercial Bank.
Head office of Wuhan Rural Commercial Bank locates in Wuhan. Currently, the head office governs 18 departments, 14 branches, 216 subbranches (banking offices) and has its offices all over the urban and rural areas in Wuhan and more than 3000 management workers and staffs.
As approved by China Banking Regulatory Commission, Wuhan Rural Commercial Bank mainly deals with: collecting public savings; granting short-term, mid-term and long-term loans; settling domestic exchange; international handling business; handling acceptance and discount of notes; issuing, cashing and underwriting government bonds as an agent; purchasing and selling government bonds and bank debentures; dealing with inter-bank borrowing; providing service of bank card and debit card; handling receipts and payments as well as insurances as an agent; providing service of safety-deposit box; and other businesses approved by China Banking Regulatory Commission.
Wuhan Rural Commercial Bank will consistently carry forward the strategy of urban and rural development at the same time. In the suburb, it shall focus on the services for the economic development of “agriculture, countryside and farmers”, while it concentrates on the services for regional economy, medium and small enterprises and community residents in the city center. It shall fulfill its mission to serve urban and rural areas and enrich the public, and make all efforts to become a modernized shareholding commercial bank with “first class management philosophy, first class development speed, first class customers, first class management level, first class staffs, first class branch system and first class investment return”.
Wuhan Rural Commercial Bank shall further integrate resources, optimize arrangement, adjust structure, break the barriers in the mechanism and system, accelerate the establishment of a new efficient operation structure with distinct property right and perfect governance, make full use of potential resources and capital efficiency to the maximum, and provide powerful credit facilities and financial supports for the construction of “resource-saving, environment-friendly society” and new socialist countryside in Wuhan metropolitan area.
Wuhan Rural Commercial Bank—Closer to You and Advance with You!
Happy Clients
Total Transection
Branchs in China
The 3rd Generation Private Commercial Bank
Why US
Why Choose Us
Secure International Transaction
At Wuhan Rural Commercial Bank, we are committed to delivering trusted, efficient, and innovative banking solutions to individuals and businesses worldwide. With advanced digital platforms and robust security systems, we ensure secure international transactions that connect you to the global marketplace with confidence. Our mission is to make cross-border banking simple, transparent, and reliable—protecting your funds while enabling seamless global financial growth.
24/7 Support from the Expert Team
At Wuhan Rural Commercial Bank, we are dedicated to providing reliable and convenient banking solutions that fit your lifestyle. With our 24/7 support, you can access assistance anytime, anywhere—ensuring your financial needs are always our top priority. We combine innovation, security, and personalized service to deliver a seamless banking experience you can trust.
Lowest Processing Fee than Other Banks
At Wuhan Rural Commercial Bank, we believe banking should be simple, affordable, and transparent. That’s why we offer the lowest processing fees on our financial services, helping you save more with every transaction. Whether for personal or business needs, our goal is to make banking more accessible while maintaining the highest standards of service and security.
Less Time in any Loans Approval
At Wuhan Rural Commercial Bank, we understand that time matters when it comes to your financial goals. That’s why we offer less time in loan approval, ensuring quick and hassle-free access to the funds you need. With efficient processes, personalized service, and trusted expertise, we make borrowing simple, fast, and reliable.
Internet Banking
Get the Fastest and Most Secure Banking
At Wuhan Rural Commercial Bank, we combine speed, security, and innovation to offer you a seamless banking experience. Whether you're managing your personal finances, running a business, or planning for the future, our advanced banking solutions are designed to meet your needs efficiently and securely.
Testimonials
Love from Our Clients
Li Wei
Business Owner"Wuhan Rural Commercial Bank has been instrumental in the growth of my business. Their tailored financial solutions and quick loan approvals helped us expand operations seamlessly. I trust their professionalism and highly recommend their services to other entrepreneurs."
Zhang Min
Homeowner"The team at Wuhan Rural Commercial Bank made my dream of owning a home a reality. Their efficient mortgage services and transparent processes gave me confidence every step of the way. I couldn’t have asked for a better banking partner."
Chen Hao
Corporate Executive"As a corporate client, I value reliability and expertise, and Wuhan Rural Commercial Bank consistently delivers on both. Their innovative financial products and personalized support have helped our company achieve its financial goals efficiently."